Terms and Conditions of Subscription Service
These terms govern your use of delpharivo.com’s financial planning subscription services. Please read them carefully before subscribing or using our website.
September 28, 2025
Acceptance of terms
By accessing or subscribing to our service, you agree to these terms and all related policies. If you do not agree, please do not use our services.
Definitions
For clarity, key terms used throughout these terms are defined below.
‘Service’ means the ongoing subscription-based financial planning offered via delpharivo.com.
‘Subscriber’ refers to any individual or entity who signs up for a paid subscription.
‘Planner’ means the qualified professional who provides ongoing planning sessions to subscribers.
‘Agreement’ refers to these Terms and Conditions and all incorporated policies.
Service usage
Our services are available to Australian residents over 18 years of age. All information is provided for general planning purposes only.
Eligibility
You must be an Australian resident, aged 18 or over, to subscribe. Use of the service is not permitted where prohibited by law.
Proof of age or residency may be required.
User responsibilities
All subscribers are responsible for the accuracy of their information and compliance with these terms.
Prohibited uses
Do not misuse the service in any way, including:
Intellectual property rights
All content, branding, and materials on delpharivo.com are owned by us or licensed for use. You may not reproduce or distribute content without explicit permission. Trademarks and service marks remain the property of their owners.
User content
You retain rights to content you upload but grant us permission to use it for service delivery.
User content rights and responsibilities
Users must ensure uploaded content does not infringe third-party rights or contain unlawful material.
Privacy and data protection
We handle your data in accordance with our Privacy Policy and relevant Australian legislation. Please read our policy for details.
View privacy policyService disclaimer and limitations
Our services do not guarantee outcomes or offer investment products. Results may vary.
Important warning
All information is general and not tailored advice. Consult a qualified professional for personal recommendations.
Limitation of liability
We are not liable for losses or damages arising from use of our site or services to the maximum extent permitted by law.
Indemnity
You agree to indemnify delpharivo.com and its team from claims arising from misuse of the service or breach of these terms.
Resolving disputes and complaints
We aim to resolve concerns quickly and fairly. Contact our team for assistance.
Arbitration
If disputes cannot be resolved, they may be referred to binding arbitration under Australian law.
Arbitration is final unless otherwise agreed by both parties.
Online dispute resolution
You may also access the Australian online dispute resolution platform for further complaint handling.
Australian ODR platformSeverability
If any part is unenforceable, other provisions remain effective.
Entire agreement
These terms and all incorporated policies represent the full agreement between you and delpharivo.com.
Applicable law and jurisdiction
These terms are governed by Australian law and any disputes will be resolved under its jurisdiction.
Termination
We reserve the right to terminate access for breach of terms or misuse. You may cancel at any time with notice.
Modifications
Terms may be updated without notice. Please check regularly for changes.
Contact for questions
If you have questions about these terms, contact our support team.
Support email: content@delpharivo.com
Support line: +61.2.9142.8118
Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia
Effective date: September 28, 2025
Version: 3